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RIDDLE ME THIS

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How do you know you exist. Who are we? Are we alive or just alive transmission of societal affirmation? Have we become what is expected or are we who we want to be? If I was about to jump off a balcony who would be there to stop me? If I bought a gun who would I be after myself or the ghosts that haunt me? Is my life a drop in the ocean or is it the spring of life that feeds the rivers and lakes that rejuvenate the ocean? Am I a noise in the crowd or am I that unique beat that keeps the music going? Am I outstanding, standing, slanting, sliding, slipping, falling or fallen? Am I a visionary, successful, succeeding, progressing, regressing, regretting, failing or failure? Can you see it when you look at me? Will I see it when I look in the mirror? I know what I am but who am I? Riddle me that.

Its

I see it I feel it I want it I need it Its the horizon The raising hairs on our bodies Its the earth in orbit Its that moment when the moon eclipses the sun Its a gentle whisper Every gust of wind A flitting moment The sight of the setting sun The magic at dawn Its your smile Your chuckle That sparkle in your eye Your soft touch Your whisper Its the seismic beat of our hearts The synchrony of our fingers crossing The rhythm of our movement Cross faded effect of our eyes blinking The pause in our ever breathe Its the brush strokes on the painting Its the feeling of clay in the potter's hands Its a stone in a Mason's hands Its the majesty of the wild Its that irresistible Magnetism Its artistic Its Scientific Its Magical Its phenomenal Its you and me

KISS OF DEATH

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I remember the first time I saw her… I must admit, it was not as I had pictured it. T’was a hot sunny day (I could have sworn the doomsday environmentalist’s prediction had come true, no ozone layer or some thing like that). She was in blue jeans, a t-shirt and sports shoes… I was in black jeans; blue shirt and sweating like a pig… She was not across the road from me; we were on the same side of the road… When our eyes did lock, she had that look that said “deodorant, buy some” We went about crossing the road and midway through, she fell into a manhole… When she did emerge, I bet she regretted that deodorant idea… Nairobi sewer lines… God bless’em hahahaha…. But for some reason (blame it on my up bringing), while everyone else bust out laughing I extended a helping hand… And in that rare moment of kindness to a total stranger, I saw something in her eyes, a gentle sense of being… and I will never forget that smile, a smile that said she was ready to laugh at ...

No such thing as low interest rates

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No such thing as low interest rates. We have all seen the ads 9.5% interest rate, 10.5% interest rate, 14.5% interest rate…. After the ads I must admit I hated by current banker, I mean here is another bank offering loans at 9.5%, 10.5%, 14.5% and my bank is offering the same loan at 18.5%??? Ridiculous Immediately I went out to find out more about the seemingly cheaper, more affordable loans. On the surface of it, the loans were legit and to my surprise the offer actually held water. Then the old adage ‘ The Devil is in the detail’ the proverbial fine print in small caps and equally small font came to bear. I discovered the KBA APR calculator and from it my eyes were opened.   The calculator is available for download on various app stores ( http://www.cost-of-credit.com/index.php/site/downloads ). According to The Kenya Banker’s Association APR which simply stands for Annual Percentage Rate pricing mechanism, will enable consumers to compare different bank loan c...